Tag Archives: review

spg

30K SPG American Express Card Is Back Again This Summer!

Just this passed Thursday the Annual Fee on my SPG card has came up. I called in to get the fee waived, and successfully got a $45 credit. The $20 is well worth the cost of the card given all the benefits the card encompasses. Additionally, the card gets the Amex sync offers, Small Business Saturday, and other offers.  I will be keeping my Starwood Preferred Guest Card open.

But, when the fee hit it got me thinking, hey it is this time of the year again. After all only 12 months ago the Starwood Card offered the extended bonus of 30,000 points instead of 25k. And then Today I get a memo that the American Express June promo is back! The sign up bonus on the SPG card is now 30,000 points after spending $5000!

Advertising Disclosure: We may receive commission for some links in this post.

30K – Starwood Prefered Guest

Personal link and Business link

What are the card benefits?

  • Starpoints® bonus: earn up to 35,000 bonus points: 10,000 after your first purchase and another 20,000 after you spend $5,000 within the first 6 months of Card membership
  • That’s enough for a weekend getaway to a Category 4 Hotel.
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Some hotels may have mandatory service and resort charges.
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights – with no blackout dates
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and Restrictions apply.

What other perks does this card have?

  • Earn Starwood Gold status after spending $30,000 on the card annually.
  • American Express special offers (Sync and save, twitter, Small business Saturday etc.)
  • Purchase Protection
  • Extended Warranty
  • Receive credit for 5 nights and 2 stays towards SPG elite status each year

American Express has limited the sign up bonuses to once in a life time. Therefore, if you had this card in the past, you will not be able to get it again with the full bonus. Rumor has it that you can get a smaller bonus, but it is not worth the credit pull.

American Express has brought back the 30K offer of the SPG card this summer. This card is only available until the end on June, so hurry if you want to get it. If you had the card in the past, don’t bother applying.

We will not be applying for this card, as we already have both in our wallet. If you do not have the SPG card and you are planning on applying for one, this is the biggest bonus we have seen on this card in quite a few years. Now is as good time to take advantage of it. This card will decrease to the 25k at the end of June.

Other limited time offers

100k - Citi AAdvantage  Executive card

  • 100k miles after spending $10,000 in 90 days
  • $200 Statement credit after first purchase
  • $450 annual fee
  • First Checked Bag Free
  • Admirals Club® Membership Privileges
  • Enhanced Airport Experience
  • 25% Savings on Eligible In-Flight Purchases
  • Elite Qualifying Miles
  • Earn Double AAdvantage® Miles on Eligible American Airlines Purchases
  • No Mileage Cap
  • No Foreign Transaction Fees on Purchases
  • Expert Concierge Service

Read our review here

chase-freedom-credit-card

Chase Freedom Card $200 AKA 20,000 Increased Signup Bonus

Chase Freedom review

In Summary:

The Starwood American Express card is back with it’s 30k offer, it is only good for those that never had the SPG credit card before.

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top5

Top 5 Credit Card Offers Offered Today

There were a few credit card offers lately that made headlines. We wanted to give you a quick recap of all the offers in case you missed one. Of course if you subscribe to our emails, or follow us on Twitter you wouldn’t miss a deal, but hey that’s your loss.

Advertising Disclosure: We may receive an affiliate commission for some of the links in this post.

Here are the top 5

The seemingly best deal, but in reality may not be is the Citi Executive AAdvantage 100kThis card is currently our featured card, as it has the biggest signup offer. To read a full review of this card, please read this post. In a short summary, this card gives 100k for signing up and spending $10,000 in 3 months. There is a $450 annual fee that is not waived. If you cancel the card within 30 days of the annual fee hitting, the fee will be waived. There is a $200 statement credit after the first purchase.

The next card, and we think this card is a better offer is the 60,000 Chase Ink Bold and PlusThese cards normally have a 50k signup bonus. Read our full review over here. These cards have the first year free, and give 5X in office supplies stores.

The Citi AA card doesn’t allow a 2BM, where as the Chase Ink cards do allow. Doing a 2BM with the 2 Chase Ink cards, Bold and Plus is a better credit card offer then the 100k AA Advantage. The bonus points will be 120,000 without an annual fee. A 2BM with the Ink cards is the best offer today.

Barclay has increased the signup offer of the Premier Miles & More® World MasterCard®. The old offer was for 20k and additional 10k for a balance transfer. Today the signup bonus is increased to 20k for your first spend, and an additional 30k for spending $5000 in 90 days that is a total of 50,000 bonus points. Read the full review here.

Another Barclay card that the signup offer was increased was the US Airways® Premier World MasterCard® has raised it’s sign up bonus from 30,000 points to 40,000 points after the first purchase. There is a different offer out there of 30k, with a 10k bonus after the first year. There is a dispute from the bloggers which card is better. To read our full review click here.

The last new card offer is from a bank we never seen cards from before, Wells Fargo. They released the Wells Fargo Propel World AMEXThe signup bonus is 40,000 points after $3000 is spent. The annual fee is $175 and it is waived for the first year. Read our full review here.

Articles That May Interest You

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Chase Ultimate Reward Program: Maximizing Your Points Earnings

Top Ten

150,000 American Express Platinum Signup: Get A Targeted Offer!

In Summary:

There are quite a few good credit card options out there. Today we complied a list of the top credit card offers.

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delta gold

American Express Gold Delta SkyMiles® Credit Card Now With No Forex Fee!

American Express Gold Delta Sky Miles ®

The Delta Gold card has been in my wallet for about a year. I signed up for a SPG card, and I wanted to make it into a 3BM, so I added this card as one of my applications. It has been collecting dust for about a year now. Today I took it back out. American Express has announced that starting May 1, 2014 this card would not have a forex fee. This means that you will be able to use it internationally. You will not be charged a 2.7% fee per transaction.

What are the benefits of this card?
  • Earn 30K bonus miles after you make $1K in purchases on your new Card within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply

What else can you tell me about this card

  • This card had a 70,000 and a 45,000 miles signup, but that is long gone.
  • This is the lower end of the delta branded cards. There is the Platinum Delta SkyMiles® Credit Card
  • This card comes with American Express top notch customer service
  •  Being an American Express card holder you will get benefits like purchase protection, extended warranty and return protection

In Summary:

Starting May 1 the American Express Gold Delta SkyMiles® will add a new feature of no Forex Fee.

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chase-freedom-credit-card

Chase Freedom Credit Card: Why We Love It

Chase has the best credit card offers. The Sapphire Preferred 40,000, United Explorer 55,000, Ink Bold 50,000. Today we will discuss a different card that Chase offers, the Freedom card.

Chase Freedom Card link

Pros:

-The Chase Freedom card has no annual fee. This is a great benefit, you never have to worry about getting hit by a yearly fee. Additionally a card that has no yearly fee you keep open from year to year. This adds a big boost to your credit report. As one of the factors your score depends on, is the age of your accounts.

-The Freedom card has a 5% bonus category. Every 3 months the category changes. On a typical year there is 6 months worth of 5% back in gas. The other 6 months can be in department stores, drug stores, movies, dining and we even saw 5% off at Amazon.com. This adds an amazing advantage to your everyday purchases.

-The points earned on the Freedom card are called UR (Ultimate Reward) points.‎ The UR program is one of the best earning programs out there. The points are able to be transferred to another UR accounts. It can be your other UR accounts like Sapphire, Bold or Ink Plus. You are also able to transfer to partner Airlines. British Airways, Korean Air, Southwest, United and Virgin Atlantic are the current airlines.In hotel programs there is: Marriott, IHG and Hyatt. They also have transfer availability to Amtrak. (coming soon, a full write up on the UR program). The transfer ratio 1:1. This is great, as you alwasy know exactly how many points you will have. Other cards, like the American Express PRG card has transfer partners too. But not all of them are 1:1. Take the partner airline EL AL. The transfer ratio is 1000 : 20.

-Earn bonus points. Every transaction gets a bonus 10% on the points earned! When you spend $10, you will get 11 points. 10 base points, and a bonus point for the 10% back. The bonus points add up really quick.

-Be able to shop via the UR Portal. Everyone likes cash back. That’s why when we shop online we use cash back portals like mrrebates.com, ebates.com or bigcrumbs.com. (I would signup from all 3, and use this website to check which site gives the best value. If you only want one I recommended mrrebates.com.)

By being a Chase Freedom  card member (or any other UR card) you can shop from the UR Mall, and get bonus points like 10 bonus points at Kohl’s, 3 bonus points at Macy’s and 2 bonus points at staples.

-Redeem your points for a variety of rewards. The easiest reward is cash back. 10,000 points turns into a $100 statement credit‎ credit. You can also request a check. The best part is you are not restricted to any specific amount. You are able to cash in 14,643 points for $146.43.

-An additional benefit is being able to choose when to get your points. Whenever you want it, you can request it. These2 things are great. Many credit cards have limits and restrictions. Then I was 18 I opened a National City Points credit card. It gave cash back on purchases. However little did I know how big a scam it was. 1) I needed to spend $10,000 before I get the full point value. 2) I was only able to get a payout when my point balance was equal to $100. Unlike the Freedom card that lets you redeem any amount, and when you want it.

-Another option for redemption of your UR points is for gift cards. Sometimes you can get a better value then cash. Take the following example. A Kohl’s $25 gift card needs only 2,250 points.

-Redeem your points by buying something that you really wanted. In the Ultimate Reward Portal you can buy merchandise. Here again, you are able to get a real great value for your points.

-Earn a total of 2% cash back on airline tickets and hotel
accommodations booked through Ultimate Rewards. Another way to redeem your point is via booking activities via the UR portal. Instead of paying $78 for an indoor skydiving experience, cash in 7,800 points.

Cons:

-You need to activate the 5% categories over here. It really is simple, and takes less then 45 seconds. However it would be nice if you didn’t have to activate.

-Another downside of the freedom card is it has a Forex (foreign exchange) fee. Now if you were a traveler, you would probably have 5 cards in your pocket that didn’t have a fee, but this card does.

-The last con is the small signup bonus. Although we have seen the bonus as high as 20,000 points, it never was or will be a 50,000 sign up. The sign up offer on the freedom card now is 10,000 UR points.

In Summary:

We love the Freedom card. It has a 10,000 point signup. The points can be combined with other UR accounts. They can also be transferred to airlines and hotels. There is a 5% rotation of categories, you need to active this benefit. Points can be redeemed for statement credits, a check, merchandise or on activities. Having a UR card giver access to the UR portal that has great bonus point options.

Do you have the freedom card? Leave a message.

Chase Freedom Card link

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