Tag Archives: credit card

custom-tours_israel-palestine1-1280x720

30% Bonus on Amex Membership Reward Transfers to Etihad Through June 15: Fly To Israel for 26,000 Points!

American Express Membership Rewards is offering a 30% bonus on transfers to Etihad Guest through June 15. American Express only added Etihad as a transfer partner two weeks ago so it’s great to see them bonusing transfers. They are probably trying to boost this partner so they are offering this promotion. In the past we have seen promotions on other partners like british Airways and El Al.

That means the points from your Amex Everyday Preferred, Premier Rewards Gold, Business Gold, Business Platinum and other Membership Rewards earning cards carry more weight. One third times more weight!

American Express    View all American Express Credit Cards

Etihad has a very good first and business class product, and because availability has been generally excellent. Now to be sure the single best first class product in the sky — the Etihad First Apartment, which is scheduled for Abu Dhabi – New York JFK< London, Sydney, Melbourne, and Mumbai — can be tough to get.

Availability goes in cycles (and for awhile has been much easier to get Abu Dhabi – US than US – Abu Dhabi). I’ve flown it several times this year on the New York JFK – Abu Dhabi route but availability for that flight isn’t a gimme.

Nonetheless, Etihad offers first class service with other aircraft to New York, San Francisco, Los Angeles, Dallas, and Washington Dulles. They offer service that features business class as the top cabin to Chicago and Toronto.

Award prices aren’t cheap. For instance,

  • New York JFK – Abu Dhabi first class is 117,560 miles one-way
  • London – Abu Dhabi first class is 87,732 miles one-way

Business class is somewhat cheaper, for instance 88,391 one-way for New York – Abu Dhabi.

Etihad also adds surcharges to awards: $50 per segment for economy, $100 per segment for business, and $150 per segment for first class.

Etihad has several airline partners, which have to be booked by phone. Etihad agents are often unfamiliar with their partners, and with how to book them.

What’s more, the cost of awards on partner airlines can be high. Nonetheless, they can also be strategically useful. For instance, Etihad partners with Philippine Airlines and they almost always have business class award space between the US and Asia. And they partner with American. Etihad partners with carriers like Virgin Australia, Royal Air Maroc, Garuda Indonesia, Oman Air, and Hainan Airlines as well as a variety of others.

Partner award charts can be found here and are much more lucrative,but partner awards are not bookable online, which means you have to play call center roulette. You also need to book partner awards 14 days in advance.

Every airline has their own award chart. For example:

The Brussels award chart can be found here.

There are no fuel surcharges.

-You can fly from JFK-Brussels in coach for 21,972 miles or about or about 16,902 AMEX points round-trip.
-You can fly from JFK-Brussels in business for 36,620 miles or about or about 28,169 AMEX points round-trip.
-You can fly from Brussels-Tel Aviv in coach for 12,096 miles or about or about 9,304 AMEX points round-trip.
-You can fly from Brussels-Tel Aviv in business for 20,160 miles or about or about 15,508 AMEX points round-trip.

To summarize that is 26,206 points to fly round trip JFK-BRU-TLV in coach or 43,677 miles to fly in business. Judging a normal business class ticket to Israel would run you around $6,000 this is a $.13 redemption per mile. That is ten times the normal redemption.

HT: View from the Wing and DansDeals

rss feed email twitter facebook Sharethis

American Express Hilton Surpass 85,000 Point Bonus Offer: Should You Apply?

American Express have increased the sign up bonus on the Hilton HHonors Surpass card to 85,000 points if you spend $3,000 or more within three months of account opening.

View all our credit card offers here.

hilton hhonnors

Marketing Bullets

  • Annual fee of $75 is not waived
  • Welcome bonus is not available to those who have or who have had this card in the past.
  • Card earns at the following rates:
    • 12x points per dollar on purchases with a participating hotel or resort within the Hilton Portfolio
    • 6x points per dollar U.S restaurants
    • 6x points per dollar at U.S supermarkets
    • 6x points per dollar at U.S gas stations
    • 3x points per dollar on all other purchases
  • Card comes with complimentary gold status, if you spend $40,000 or more in a calendar year you will receive HHonors Diamond status through the end of next year
  • Free priority pass membership

Ponce, Puerto Rico Hotels | Hilton Ponce Golf & Casino Resort

 

One More Thing!

The standard bonus is 60,000 points, but this card has peaked at 80,000 points a few times. The 85,000 is the highest public bonus for the Surpass card I’ve ever seen, so if you’re in need of Hilton points it’s probably a good bet. However, if you are a Avid Credit Card Joint reader you will know there is a way to get 50,000 HHonors points with this Surpass credit card without getting a credit pull.

True 50k isn’t 85k, but 50,000 with a credit pull is work 35,000 points.

What is this 50k you keep mentioning?

Originally posted here:

Upgrade to the Hilton HHonors Surpass® Card from American Express

We found this link, that upgrades your credit card WITHOUT a credit pull.

LINK

So all you need to do is have an existing card that is eligible, I had a HHonors regular card, so that worked. I didn’t apply for the HHonors card, rather I downgraded the Amex Delta Platinum card that I got last month with 60k.  For those that read our blog frequently, they would have nabbed that card as well. now it is really putting my credit pull to good use with this bonus 50k on the Surpass card.

What else do you need to do?

There is a spending requirement of $3,000 in 90 days, like all credit card signups.

HT: DoC and Uscreditcardguide

Everything you need to know about American Express Cards

In Summary:

Apply for the Hilton Surpass card for 85,000, or just upgrade for 50,000 bonus points.

 

rss feed email twitter facebook Sharethis
girl with credit card

Three Credit Cards: A Must For Every Person

There are many people that say don’t have credit cards, credit cards are bad, and similar statements that bear no wait. These people are either not in control of their spending, or do not know the value and need of having credit cards. ‎It is essential for everyone to have a few lines of credit under their name .

Having credit cards build your credit history. The longer you have a credit card, the longer history there will be on your credit report. A longer credit history will have a direct impact on your credit score. When applying for your first credit card make sure it’s a “no annual fee credit card”, this will ensure you can build credit history for years to come without paying any fees.

Car loans, leases, mortgages are also ways to build your credit history. However, the easiest way to build your credit history is with credit cards. Most people are able to get a credit card with little to no credit. ‎Month by month they build their credit history which will raise their credit score.

Credit cards are the easiest way to build a credit history. Credit cards are the easiest line of credit you can open. Having three credit cards is required to apply for a mortgage with many .

Your credit history and your credit score ‎are very important. In order to get your next credit card, car loan, lease or mortgage, you will need to have a good credit history. They work hand-in-hand.  In order to get a loan you need credit history, and once you have your loan it will build your credit history.

Mortgage companies require you to have three lines of credit under your social security number. Being an authorized user or a joint card holder on another person’s card will not be counted as a line of credit under your name. It is integral for everyone to open up a credit cards under their name as soon as they can, to begin building their credit history. The earlier the better.

Don’t listen to the foolish people that say having a credit card you will not to be in control of your finances. Most credit cards have programs that track your spending showing you where you spend your money, and how much money was spent in each category. ‎This is an amazing tool while budgeting to know what purchases need to be cut out.

Are scared that by having a credit card you will just swipe away and not keep track of your purchases? Get a credit card and don’t use it. This will enable you to have that open line of credit and build your credit history without putting you into hock.

Read these other hot topics!

Late Payment Removed From Your Credit Report (4 Ways)

Chip and PIN cards – Credit Cards Move To The Next Stage Fighting Fraud

Credit Inquiry: Hard Pull Vs Soft Pull

View our home buying series here: Mortgages, Home Loans, Refinance, and Interest

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

It is integral to have a few credit cards open to begin your credit history.

rss feed email twitter facebook Sharethis

Upgrade to the Hilton HHonorsTM Surpass® Card from American Express

Upgrade to the Hilton HHonorsTM Surpass® Card from American Express

I recently chanced upon this link on reddit and I saw there was something about a Hilton upgrade that will net 50k points without a credit pull. Many bloggers are talking about the 85,000 bonus offer but that requires a pull. We found this link, that upgrades your credit card WITHOUT a credit pull.

LINK

So all you need to do is have an existing card that is eligible, I had a HHonors regular card, so that worked. I didn’t apply for the HHonors card, rather I downgraded the Amex Delta Platinum card that I got last month with 60k.  For those that read our blog frequently, they would have nabbed that card as well. now it is really putting my credit pull to good use with this bonus 50k on the Surpass card.

What else do you need to do?

There is a spending requirement of $3,000 in 90 days, like all credit card signups.

Why do no other bloggers talk about this?

Most bloggers only care about their pockets. They will only show you cards that they make money on. They will show you the lower of the 2 offers if they get a commision only on the lower offer.  MMS usually writes the better offer and DoC always writes the best offer.

Resort in Bora Bora

We at Credit Card Joint have a strong belief that the consumer will appreciate the best offer all the time, We do not currently have links to promote any credit cards, therefore we will provide you with unbiased information. We will receive no ill gotten gains on our readerships behalf. Our goal is a long term readership that will benefit the site in the long run.

Having pointed this out, is it understandable why no other blogger write about this?

What are your thoughts regarding bloggers not disclosing information that you can use?

Read more coming soon What most Bloggers didn’t Tell you!

Application Status: How to Check If You Got Approved

View our home buying series here: Mortgages, Home Loans, Refinance, and Interest

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

Upgrade a HHonors credit card to the HHonors Hilton Surpass Credit Card and get 50,000 points after spending $3,000!

 

rss feed email twitter facebook Sharethis