Capital One Spark Cash for Business – $500 Bonus and 2% Cash Back on Every Purchase

Capital One Spark Cash for Business – $500 Bonus

Capital One® Spark® Cash for Business

Hide Benefits

17.24% (Variable) APR

17.24% (Variable) APR

No balance transfer fee

$0 intro for first year; $59 after that

Excellent, Good Credit     Apply Now

  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don’t expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don’t expire

Read more:

Business Card Benefits: How A Business Card Impacts Your Credit Score

Business Credit Cards: Facts And Myths

rss feed email twitter facebook Sharethis

How to Find Hyatt Points Plus Cash Availability

Will Run for Miles reports that it’s possible to use a special corporate rate code to more effectively search for available Points plus Cash nights on Hyatt’s website.  Without this code, it is necessary to find a specific Hyatt hotel and enter the dates you want to stay, and then click the “Show Hyatt Gold Passport Points & Awards” box to see if Points plus Cash is available:

Hyatt Points plus Cash

The corporate code trick: Search for Points plus Cash across multiple properties: Code 51440

Hyatt Points plus Cash Corporate Code Trick

With the corporate code trick, you can search across properties to look for Points plus Cash availability.  When searching for hotels within a particular city, click to enter Special Rates, select Corporate or Group Code and enter 51440, as shown above.

Hyatt Points plus Cash Corporate Code Trick Search Results

Properties that show Points plus Cash dollar amounts have Points and Cash availability.  Look for the following dollar amounts: $50, $55, $75, $100, $125, $150, $300.  You can find Hyatt’s Points and Cash chart here.

Not quite perfect

Frequent Miler  found that it usually worked, but not always.  Still, if you know you want to stay in a particular area and want to pay Points and Cash, this is a great way to help narrow your search.


rss feed email twitter facebook Sharethis

1,000 bonus SPG Starpoints with a Starwood stay


Aeromexico Club Premier members can earn 1,000 bonus SPG Starpoints when you stay 2 nights or more at a participating Starwood property in North America, Latin America or the Caribbean through the end of the year.


Book your stay here and complete your trip by December 31st, 2016.

If you’re not yet a Starwood Preferred Guest member, you can join here.

If you’re not yet a Club Premier member, register online here.


A minimum stay of two nights is required to earn the bonus points.

Allow 4-6 weeks after the end of the promotion for the bonus points to be credited to your SPG account.

HT: Mighty Travels

rss feed email twitter facebook Sharethis

Get 1,000 Free United MileagePlus Miles For Registering For Dining

Register For United MileagePlus Dining And Get 1,000 Miles

There’s no need to eat out or to buy something to earn the 1,000 miles.

-Valid for new United MileagePlus Dining members only.
-You must register via link above, create a web login, opt in and remaining opted in to receive emails from MileagePlus Dining with a valid, deliverable email address.
-Offer expires April 10, 2016.
-Allow 6–8 weeks for miles to post.

You can also earn 500 miles every time you eat in a participating restaurant within 30 days of registering, up to 2,500 miles.  If you are planning on dining out all you need to do is use your registered card to pay for your meal. The Chase Sapphire Preferred card always earns 2 points per dollar for all dining and travel purchases.

United miles require activity every 18 months, so this will extend the life of your miles for another 18 months. Chase United Explorer cardholder’s miles never expire for as long as they remain a cardholder.

Read here how you can get 50,000 United Miles as your signup bonus!

rss feed email twitter facebook Sharethis

Chase Credit Cards: Change of Rules A.K.A. 5/24

Chase is unveiling a new policy in regards to gaming the credit card system. If you’ve opened more than five new credit card accounts in the past 24 months (hence 5/24), you won’t be approved for any new cards from Chase. Currently this rule only applies to Chase Ultimate Reward earning personal cards (e.g Chase Freedom & Chase Sapphire Preferred. We have made mention in previous posts that Chase will soon be extending their 5/24 rule to co-branded  credit cards (e.g. United, BA, ect) sometime in April.

 Chase Bank Credit Cards

Most people that read this blog apply for a lot more than five cards every two years, so this might be your last chance to grab some Chase cards. I thought it would be a good idea to have a look at the Chase application rules & best practices, the current best offers for each Chase credit card and the best current offers overall. If there will be a work around that someone will figure out – that can be possible. However there are no workarounds reported as of yet. This is almost as bad as Amex rule allowing credit cards to be opened only once per cardmember.

Chase Application Rules To The Best Of Our Research

Chase will usually approve a maximum of two new credit cards per month. (Some people got three, but this requires a reconsideration call ). An application January 31 and February 1 is not considered 2 months. You will need to wait the full 30 days.

If you’re not instantly approved for a card, WAIT. If you call reconsideration it’s more then likely that you’ll be denied, based on the 5/24 rule. Although it officially hasn’t gone into effect yet the reps are already implementing it. Our advise, and the advise of many other bloggers is to wait it out.

There is a 24 months period from the time you received the sign up bonus to get it again. This is the 24 from the 5/24 rule.

For most people the best option will be to apply for two credit cards in the same day to get the hard pulls combined (keep in mind that you can either do two business or two personal not a mix of the two). If you are not a churner do what you want. However a word of caution, the Tortoise won the race because he was slow and steady – enough said.

Tortoise wins  the race !

Best Offers For Each Card:

Visit our Credit card page to see all offers, some of them are not the best offer. I have compiled a list of the best offers taken from DoC.

Chase Southwest Premier: 50,000 points after $2,000 in spend. The $99 annual fee is not waived

Chase Southwest Plus: 50,000 points after $2,000 in spend. The $69 annual fee is not waived.

Chase United MileagePlus Explorer: 30,000 miles after $1,000 in spend and an additional 5,000 for adding an authorized user and making a purchase. (The AU does not need to make the purchase to get the bonus miles.)Try to get 55,000 miles + $50 statement credit by making a dummy booking, or you can try this method.

Chase British Airways: 50,000 Avios after $2,000 in spend, an extra 25,000 after $10,000 in spend or an extra 50,000 after $20,000 in spend (first year). The $95 annual fee  is not waived.

Keep in mind, the following cards already have the 5/24 rules in effect:

Chase Sapphire Preferred: 50,000 Chase Ultimate Reward points after $4,000 in spend. $50/5,000 Chase Ultimate Reward points after adding an authorized user.

Chase Freedom: $150/15,000 Chase Ultimate Reward points after $500 in spend. $25/2,500 Chase Ultimate Reward points after adding an authorized user.

Chase Slate: 0% Introductory APR for 15 months on purchases & balance transfers and 0% balance transfer fee for the first 60 days.

Hotel Cards

Chase Hyatt: 2 free nights at any Hyatt property worldwide after $1,000 in spend and 5,000 Hyatt points for adding an authorized user and them making their first purchase. Sometimes it is possible to get the same offer with a $50 statement credit when making a dummy booking on the Hyatt website.

Hyatt Regency Danang Resort & Spa, Da Nang, Vietnam


Chase IHG: 80,000 points after $1,000 in spend or 60k link

Chase Marriott Premier: 80,000 points after $3,000 in spend and 7,500 points for adding an authorized user and them making their first purchase. The $75 annual fee is not waived on this card.

Ritz Carlton: 2 free nights at any participating Tier 1-4 Ritz-Carlton hotel after $4,000 in spend.The $395 annual fee is not waived for the first year, but comes with a bunch of other benefits like $300 annual airline credit.

Chase Fairmont: 2 free nights after $3,000 in spend. The annual fee is waived first year

Business Cards

Chase Ink Plus: 60,000 Chase Ultimate Rewards points after $5,000 in spend. Annual fee of $99 is not waived. (You may be able to get the same offer with the annual fee waived in a branch YMMV.)

Chase Southwest Business Premier: 50,000 points after $2,000 in spend. Annual fee of $99 is not waived first year.

Chase United MileagePlus Explorer Business: 50,000 points after $2,000 in spend.

Chase Marriott Business Premier: 80,000 points after $3,000 in spend. Annual fee of $99 is not waived the first year.

Okinawa Marriott Resort & Spa| Kyushu-Okinawa Japan

HT: DoCReddit and PWAC

Follow us on Twitter to be entered into our $50 Giveaway!

In Summary:

Chase is changing their structure on how they accept new credit card applicants. You will only be allowed to apply for five credit card every two years 5/24.

rss feed email twitter facebook Sharethis

American Express Hilton Surpass 85,000 Point Bonus Offer: Should You Apply?

American Express have increased the sign up bonus on the Hilton HHonors Surpass card to 85,000 points if you spend $3,000 or more within three months of account opening.

View all our credit card offers here.

hilton hhonnors

Marketing Bullets

  • Annual fee of $75 is not waived
  • Welcome bonus is not available to those who have or who have had this card in the past.
  • Card earns at the following rates:
    • 12x points per dollar on purchases with a participating hotel or resort within the Hilton Portfolio
    • 6x points per dollar U.S restaurants
    • 6x points per dollar at U.S supermarkets
    • 6x points per dollar at U.S gas stations
    • 3x points per dollar on all other purchases
  • Card comes with complimentary gold status, if you spend $40,000 or more in a calendar year you will receive HHonors Diamond status through the end of next year
  • Free priority pass membership

Ponce, Puerto Rico Hotels | Hilton Ponce Golf & Casino Resort


One More Thing!

The standard bonus is 60,000 points, but this card has peaked at 80,000 points a few times. The 85,000 is the highest public bonus for the Surpass card I’ve ever seen, so if you’re in need of Hilton points it’s probably a good bet. However, if you are a Avid Credit Card Joint reader you will know there is a way to get 50,000 HHonors points with this Surpass credit card without getting a credit pull.

True 50k isn’t 85k, but 50,000 with a credit pull is work 35,000 points.

What is this 50k you keep mentioning?

Originally posted here:

Upgrade to the Hilton HHonors Surpass® Card from American Express

We found this link, that upgrades your credit card WITHOUT a credit pull.


So all you need to do is have an existing card that is eligible, I had a HHonors regular card, so that worked. I didn’t apply for the HHonors card, rather I downgraded the Amex Delta Platinum card that I got last month with 60k.  For those that read our blog frequently, they would have nabbed that card as well. now it is really putting my credit pull to good use with this bonus 50k on the Surpass card.

What else do you need to do?

There is a spending requirement of $3,000 in 90 days, like all credit card signups.

HT: DoC and Uscreditcardguide

Everything you need to know about American Express Cards

In Summary:

Apply for the Hilton Surpass card for 85,000, or just upgrade for 50,000 bonus points.


rss feed email twitter facebook Sharethis

Citigroup bans Credit Cards From Sports Betting: Long Live Chase and Amex

Have a Citi credit card or debit card? Don’t bother to try using it to bet on your fantasy sports sites.  Citigroup has barred its New York customers from making credit card transactions with DraftKings and FanDuelJennifer Bombardier a bank spokesperson said, “The ban will last until a decision on the sites’ legality is made by courts”. The sites are in a legal dispute with Attorney General Eric Schneiderman, who calls them illegal gambling sites. The sites argue that their games are based on skill and therefore legal.

My K9 Web protection also categorized it as GAMBLING.

Luckily, Credit card Joint followers have other credit cards at their disposal. See all our latest cards on our Credit Card page. There are several good American Express and Chase offers that you can apply for.

       Chase Bank Credit Cards

LIMITED! British Airways Visa Signature Card100,000 Points
LIMITED! Ink Plus Business Credit Card - 60,000 Points
LIMITED! Chase Freedom
17,500 Points
LIMITED! Chase Sapphire Prefered- 55,000 Points
Ink Cash Business Credit Card – 30,000 Points
United MileagePlus Explorer Card – 30,000 Points
Southwest Airlines Rapid Rewards Premier CC - 25,000 Points
Marriott Rewards Premier Credit Card – 50,000 Points
IHG Rewards Club Select Credit Card – 60,000 Points
Chase Slate – 0% APR for 15 Months

American Express    American Express Credit Cards

  LIMITED!  The Blue for Business Credit Card – 20,000 Points
The Plum Card from American Express OPEN

The Platinum Card from American Express – 40,000 Points

The Business Platinum Card from American Express OPEN
The Business Gold Rewards Card from American Express OPEN
The Hilton HHonors Card from American Express – 40,000 Points
The Amex EveryDay Preferred Credit Card from American Express
The Amex EveryDay Credit Card from American Express
Starwood Preferred Guest Credit Card – 25,000 Points
Starwood Preferred Guest Business Credit Card from AmEx
SimplyCash Business Card from American Express
Gold Delta SkyMiles Credit Card from American Express
Gold Delta SkyMiles Business Credit Card from American Express OPEN
Business Green Rewards Card from American Express OPEN
Blue Cash Preferred Card from American Express
Blue Cash Everyday Card from American Express
American Express Premier Rewards Gold Card

   Capital One Credit Cards

Capital One VentureOne Rewards Credit Card - 20,000 Points
Capital One Venture Rewards Credit Card - 40,000 Points
Capital One Spark Miles Select for Business - 20,000 Points
Capital One Spark Miles for Business - 50,000 Points
Capital One Spark Classic for Business – No Annual Fee
Capital One Spark Cash Select for Business – $200 Bonus
Capital One Spark Cash for Business – $500 Bonus
Capital One Secured MasterCard – Easy Approval
Capital One QuicksilverOne Cash Rewards Credit Card - $100 Bonus
Capital One Quicksilver Cash Rewards Credit Card - 1.5% Cash Back
Capital One Platinum Credit Card – No Annual Fee
BuyPower Card from Capital One – 0% APR

            Barclay Card Credit Cards

Barclaycard Ring MasterCard
Barclaycard Rewards MasterCard
Barclaycard Arrival World MasterCard
Barclaycard Arrival Plus World Elite MasterCard

  Bank of America Credit Cards

BankAmericard Travel Rewards Credit Card
BankAmericard Credit Card
BankAmericard Cash Rewards Credit Card

   U.S. Bank Credit Cards

U.S. Bank Business Edge Cash Rewards Card
U.S. Bank Business Edge Select Rewards Card
U.S. Bank FlexPerks Business Edge Travel Rewards Card
U.S. Bank FlexPerks Travel Rewards Visa Signature Card
U.S. Bank Visa Platinum Card

rss feed email twitter facebook Sharethis