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Lender Discrimination: What Is That?

portal.hud.gov hudportal documents huddoc id NFHA2012MaternityLendingEN.pdf

“Lender Discrimination was not what I was expecting.”

What is lender discrimination? Were you a victim? What should you do? I once saw an ad inn the mall of a pregnant woman, the caption was “Lender Discrimination was not what I was Expecting“. The caption summed up the advertisement. A lender may NOT deny loans to one or more groups of people primarily on the basis of race, ethnic origin, sex or religion. One of the most notable instances of widespread mortgage discrimination occurred in United States inner city neighborhoods from the 1930’s up until the late 1970’s. There may be evidence that the practice of lender discrimination still continues in the United States today.

How can You protect Yourself from lender discrimination?

Look for the warning signs, some include:

If You Suspect Discrimination

Take action if you think you’ve been discriminated against.

“Lender Discrimination was not what I was expecting.” This was the caption under an advertisement i saw in a mall. It was educating the public about Lender Discrimination.

File a Complaint with the appropriate offices.

For ECOA violations:

Consumer Financial Protection Bureau


For FHA violations:

U.S. Department of Housing and Urban Development (HUD)

1-800-669-9777; TDD: 1-800-927-9275

For details about the Fair Housing Act, contact Office of Fair Housing and Equal Opportunity.

You have one year to file a complaint with HUD, but you should file as soon as possible.


HT: Wikipedia, Consumer Finance and Government websites.

View our home buying series here: Mortgages, Home Loans, Refinance, and Interest

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In Summary

We aware of Lender Discrimination,and what to do if you are a victim.

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