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Chase Will Impose New Changes on Whom You Can Transfer Points To

Chase has quite a few cards that are part of the Ultimate Reward program. The Chase Chase Sapphire Preferred®, Ink Bold®, Ink Plus®, Chase Corporate Flex CardSM, J.P. Morgan Palladium Card and J.P. Morgan Select Card. All these cards earn “Ultimate Reward” points for purchases. Chase has implemented a new rule today that changes the way you can redeem the points.

The old system

In Chase’s old interface, redeeming points was a breeze for transferring between two ultimate rewards accounts, all you needed to do was enter in a credit card number, a last name and you were able too combined the accounts. The program always forbade transferring points to a non-spouse or household member, but it was never enforced.

Transferring points was to a “Spouse”, although it was never enforced.

Then the system was updated to the previous system. This system while transferring points in essence work the same, there was a check box that asked you to confirm that you are transferring to a spouse/domestic partner.
All this is now a thing of the past. Chase has now unveiled the new interface which makes transferring points To someone that is not a spouse/domestic partner unavailable.

First Class Traveler

The new system

Chase ultimate rewards redemption system rules say: In order to transfer points to a business co-owner or to one additional household member that person must be an authorized user on that credit card account .
The only current work around with Chase is business cards can have multiple Authorized users. However the is no perfect way in transfers  yet as every time I tried transferring in the last two days the system has been down. Oh, well let’s see what happens when the system is working again.
American Express did a similar thing back a year ago in June 2014. Although speculation has it that Amex wanted to streamline the process by having the Account information already in the system. Chase on the other hand is doing this solely to deter miles transferred to non self/spouse.

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HT: View From The Wing

In Summary:

Chase is squeezing the Ultimate Reward program to the limit.

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