Category Archives: BarclayCard

Top 10 Credit Card Picks for July 2015

Credit card offers are in! there are so many choices, I’m not sure where to start. The Marriott seems like a pretty good choice. The free anniversary night covers the annual fee perfectly. Scoot on over to the Amex gold if you never had it yet and apply incognito to get a 50k offer instead of a 25k offer. There are some other great choices here today as well. Don’t see a card you want hit up the comments!

80k Marriott Rewards® Premier Credit Card – expires 8/31/2015

Marriott Rewards Premier Credit Card Application

  • Limited Time! Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • The fastest way to earn Marriott Rewards points towards free nights
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
  • All for an $85 Annual Fee
  • See complete Marriott Rewards® Premier Credit Card details

50k Premier Rewards Gold Card

Must apply in Incognito

  • Earn 50,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • New: 2X points at U.S. restaurants.
  • Earn 3X points for flights booked with airlines, Earn 2X points at US supermarkets and US gas stations. Earn 1X points on other purchases. Terms and limitations apply.
  • New: There are no foreign transaction fees with your Premier Rewards Gold Card.
  • New: $100 Airline Fee Credit. Up to $100 a year for incidental fees with your selected airline.
  • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
  • $0 Annual Fee for the 1st year, then $195.
  • Terms and limitations apply.
  • See complete American Express® Premier Rewards Gold Card details

 Citi® Hilton HHonorsTM Visa Signature® Card

Citi® Hilton HHonors<sup>TM</sup> Visa Signature® Card

  • Limited Time: Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*
  • See complete Citi® Hilton HHonorsTM Visa Signature® Card details

50k – Chase Ink PlusInk Plus Business Credit Card Application

  • After you spend $5,000 in the first 3 months from account opening, you will receive 50,000 bonus points. That’s $925 toward travel when you redeem through Chase Ultimate Rewards
  • No interest charges as you pay your balance in full each month
  • Receive 5X points per $1 on the first $50,000 spent annually at office supply stores, cellular phone or landline, internet, and cable TV services
  • No foreign transaction fees
  • Direct access to a live service advisor anytime
  • No transfer fees when 1:1 point is transferred to leading frequent travel programs
  • Annual Fee $95

Read more here

85K Club Carlson SM Premier Rewards Visa Signature® Card 

  • Receive 10 points per $1 spent in eligible net purchases at Carlson Rezidor hotels
  • Receive 5 points per $1 spent in eligible net purchases everywhere else
  • Receive up to 85,000 Bonus Gold Points- 50,000 Gold Points after your first purchase and plus 35,000 points once you spend $2,500 on your card within the first 90 days
  • Bonus Award Nights for exclusive card members – When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free
  • When you renew your card each year, you get 40,000 renewal bonus points
  • As your Gold Elite Status upgrade is automatic, your Club Carlson membership will reflect your Gold Elite status after you activate and use your card
  • Already reached Gold or Concierge Elite Status? You will receive 15 qualifying nights toward obtaining or maintaining Concierge Elite status after you activate and use your new card.

The most under rated credit card. Read our full review here.

50k - Chase British Airways

For a limited time (3/31/2015) the annual fee is waived for the first year

  • After you make $2,000 in purchases within the first 3 months of account opening, you will receive 50,000 bonus Avios
  • No foreign transaction fees when you travel abroad
  • In addition to the bonus Avios, you will receive 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
  • If you make $30,000 in purchases on your British Airways Visa Card every calendar year, you’ll earn a Travel Together Ticket good for two years
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & other countries, while still giving you the ability to use your card as you do today at home

45k – Chase Sapphire Preferred

  • Earn 40,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate RewardsSM
  • After you add the first authorized user and make a purchase in the first 3 months from account opening, you will receive arn 5,000 additional bonus points
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees
  • Chip and Signature enabled for international travel.
  • 1:1 point transfer for participating frequent travel programs at full value that is 1,000 Ultimate Rewards points equal to 1,000 partner miles/points
  • 24/7 available for direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

40k – American Express Platinum

  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks.
  • Enroll and select a qualifying airline to receive the statement credit
  • No foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.

Read our review here

25K – Starwood Prefered Guest

 

  • Starpoints® bonus: earn up to 25,000 bonus points i.e. 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Card membership which is enough for a weekend getaway to a Category 4 Hotel
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide with no blackout dates. Some hotels may have mandatory service and resort charges.
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights with no blackout dates
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and restrictions apply

For number 10 you tell us what you think it should be!

Read these other hot topics!

3BM and App-O-Rama, How To Do It Properly

Application Status: How to Check If You Got Approved

View our home buying series here: Mortgages, Home Loans, Refinance, and Interest

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

Apply now for the best credit card offes to date.

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POSTED: $25 Free Statement Credit On The US Airways® Premier World MasterCard® By Enrolling in Paperless Statements

Barclay Bank was offering a $25 Statement Credit On The US Airways® Premier World MasterCard® for Enrolling in Paperless Statements. Back in December we wrote about this offer, and other offers that were available on the card back then. Today we got our statement and noticed the credit of $25 has posted. Reminder to switch back to paper statements if that is your preference.

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Offer for $25 credit

Don’t have a US Airways ® Premier World MasterCard®? Here is their landing page.

Manage Your Accounts

$25 US Airways Statement Credit Posted

Barclay Bank was offering a $25 on their US Airways® Premier World MasterCard®. You need to enroll in paperless statements, and make a purchase. This offer is available when you log in to your account. We got our $25 statement credit.

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

$25 Free Statement Credit Posted on The US Airways® Premier World MasterCard® From Barclay For Enrolling In Paperless Statements.

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$25 Free Statement Credit On The US Airways® Premier World MasterCard® By Enrolling in Paperless Statements

Barclaycard Bank is offering $25 for signing up for paperless statements. Login to your Barclaycard US Airways® Premier World MasterCard® account. There will be a popup for a $25 statement credit when you enroll in paperless statements. In order to receive the credit you will have to make one purchase on the card by the end of the year (12/31/2014).

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 All you need to do is confirm your email and mark the 2 check boxes.

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According to Dansdeal.com, if you have more than one US Airways® Premier World MasterCard® you are able to trigger the $25 offer on both cards. You will first need to enroll one card, then switch to the other card by logging out, and logging back in again. The credit will then trigger for both accounts. Alternatively, you should be able to open both accounts via a 2BM (each account in a different web browser) and sign up simultaneously for both accounts.

If you already have paperless statements you are still in luck. What you would need to do is  switch to paper statements. Then log out,  and log back in again the $25 offer will popup.

What can you buy?

Really you can buy anything. If you live in an area that has self serve gas stations, swipe your card for $.01! Go to the grocery and reward your self with a nosh, or even buy a $0.50 Amazon gift card.

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Obviously, once the credit posts you switch back to paper statements. But hey you might find that you like paper statements more.

Barclay Bank is offering a $25 on their US Airways® Premier World MasterCard®. You need to enroll in paperless statements, and make a purchase. This offer is available when you log in to your account.

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

Get a $25 Free Statement Credit On The US Airways® Premier World MasterCard® From Barclay For Enrolling In Paperless Statements

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0% APR on Credit Cards From Purchase To Balance Transfers

If you are carrying a balance a 0% credit card is a must. Although “reward cards” (like SPG, Sapphire or United) generally don’t offer 0% APR, the interest that you will save is worth far more then the points earned. The logic of a 0% APR card is flexibility to be able to spend now and pay over time. Not all 0% APR cards are the same. Some have a longer intro period then others. Read the fine print of every card before applying.

Advertising Disclosure: Some of the links in this post are affiliate links. The site owner may be compensated for transactions made via those links.

Getting a 0% APR card can be extremely useful. it can Help pay for an item over time without incurring any interest charges. Only get a 0% APR card if you are a cautious spender. An impulsive spender can rack up $1,000’s of dollars in debt.

Is a 0% APR Card For You?

It is recommended to pay your credit card bill off in full every month. This helps boost your credit score, as you want to make sure that your credit utilization is low. By having a card that you carry a balance on, it can have an adverse affect on your credit.

But there is times of need. If you want to make a big purchase that you don’t have the money for today but you will have the money in 2 months. For example you know that you tax refund is coming in, then it makes sense. Another example is if you want to buy that big TV. You can’t afford it today, but every month you can put $200 towards it. Buying it on a 0% APR card will be the smart choice to maker. This way you are able to get it today, without any additional costs in interest.

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

A 0% APR card is very good to use for purchases that you don’t have the money for today, but will have soon.

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top5

Top 5 Credit Card Offers Offered Today

There were a few credit card offers lately that made headlines. We wanted to give you a quick recap of all the offers in case you missed one. Of course if you subscribe to our emails, or follow us on Twitter you wouldn’t miss a deal, but hey that’s your loss.

Advertising Disclosure: We may receive an affiliate commission for some of the links in this post.

Here are the top 5

The seemingly best deal, but in reality may not be is the Citi Executive AAdvantage 100kThis card is currently our featured card, as it has the biggest signup offer. To read a full review of this card, please read this post. In a short summary, this card gives 100k for signing up and spending $10,000 in 3 months. There is a $450 annual fee that is not waived. If you cancel the card within 30 days of the annual fee hitting, the fee will be waived. There is a $200 statement credit after the first purchase.

The next card, and we think this card is a better offer is the 60,000 Chase Ink Bold and PlusThese cards normally have a 50k signup bonus. Read our full review over here. These cards have the first year free, and give 5X in office supplies stores.

The Citi AA card doesn’t allow a 2BM, where as the Chase Ink cards do allow. Doing a 2BM with the 2 Chase Ink cards, Bold and Plus is a better credit card offer then the 100k AA Advantage. The bonus points will be 120,000 without an annual fee. A 2BM with the Ink cards is the best offer today.

Barclay has increased the signup offer of the Premier Miles & More® World MasterCard®. The old offer was for 20k and additional 10k for a balance transfer. Today the signup bonus is increased to 20k for your first spend, and an additional 30k for spending $5000 in 90 days that is a total of 50,000 bonus points. Read the full review here.

Another Barclay card that the signup offer was increased was the US Airways® Premier World MasterCard® has raised it’s sign up bonus from 30,000 points to 40,000 points after the first purchase. There is a different offer out there of 30k, with a 10k bonus after the first year. There is a dispute from the bloggers which card is better. To read our full review click here.

The last new card offer is from a bank we never seen cards from before, Wells Fargo. They released the Wells Fargo Propel World AMEXThe signup bonus is 40,000 points after $3000 is spent. The annual fee is $175 and it is waived for the first year. Read our full review here.

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In Summary:

There are quite a few good credit card options out there. Today we complied a list of the top credit card offers.

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DEAD: Barclay’s 50k Lufthansa Premier Miles & More® World MasterCard®

Barclay has increased the signup offer of the Premier Miles & More® World MasterCard®. The old offer was for 20k and additional 10k for a balance transfer. Today the signup bonus was increase to 20k for your first spend, and an additional 30k for spending $5000 in 90 days that is a total of 50,000 bonus points.

What are the benefits of the Premier Miles & More® World MasterCard®

  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn an additional 30,000 award miles when you spend $5,000 in purchases within the first 90 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 on all other purchases
  • Cardholders receive a companion ticket after first use of the account and annually after each account anniversary
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance member airlines and other partners
  • $79 Annual Fee. Please see Terms and Conditions for complete details

The benefits of Lufthansa Airline

Trying a 3BM

It may or may not work to do a 3BM, some folks get shot down right away. I have heard of applications not even going through. Some folks have successfully done 2BM and gotten both cards. If you are going to try a 3BM here are some of the better choices to pick.

In any case choose your cards wisely, as Barclay has not been approving more then 2-3 cards a year. They also are getting strict on the amount of new applications.

If you are denied

Call Barclaycard’s reconsideration at 866-408-4064 and ask them to approve you. To check on your application status click here, or read How to Check If You Got Approved.

In summary

The Lufthansa Premier Miles & More® World MasterCard® has increased the sign up bonus to 50k.

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