Category Archives: American Express

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13 Amex App-O-Rama Credit Card Application Update

Last week we did a 13 credit card “3BM” for my wife and I. I have posted a screen shot of all the cards that I applied for and the status of each of them. To check the status of an American Express credit card you can view it here. To learn more about checking the status of any card you can view that here.

Application Status: How to Check If You Got Approved

So these are my cards, as you can see another 2 got approved.

and these are my wife’s cards another 2 got approved as well.

We are holding by 9/13 for approvals

so far 4 came.

Two cards I completed the spend on. the 2 Mercedes Benz platinum card of $3,000. I still need to spend $1,000 on the PRG, and $3,000 on the Platinum regular.

Stay tuned for the rest of the story.

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amex plat Business

Need to make a $100,000 is spending? App-O-Rama Here We Come!

Time for some more cards! We did an app-o-rama today, I applied for 6 cards from Amex under my name with 2 instant approvals see below.

and for my wife i applied for 7 cards, with 4 instant approvals.

I will update you on the rest if they got approved or not. Next we need to figure out how to spend all that money. :/

I hope to get all approved, but 10/13 will also be good.

Stay tuned for the updates!

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Upgrade to the Hilton HHonorsTM Surpass® Card from American Express

Upgrade to the Hilton HHonorsTM Surpass® Card from American Express

I recently chanced upon this link on reddit and I saw there was something about a Hilton upgrade that will net 50k points without a credit pull. Many bloggers are talking about the 85,000 bonus offer but that requires a pull. We found this link, that upgrades your credit card WITHOUT a credit pull.

LINK

So all you need to do is have an existing card that is eligible, I had a HHonors regular card, so that worked. I didn’t apply for the HHonors card, rather I downgraded the Amex Delta Platinum card that I got last month with 60k.  For those that read our blog frequently, they would have nabbed that card as well. now it is really putting my credit pull to good use with this bonus 50k on the Surpass card.

What else do you need to do?

There is a spending requirement of $3,000 in 90 days, like all credit card signups.

Why do no other bloggers talk about this?

Most bloggers only care about their pockets. They will only show you cards that they make money on. They will show you the lower of the 2 offers if they get a commision only on the lower offer.  MMS usually writes the better offer and DoC always writes the best offer.

Resort in Bora Bora

We at Credit Card Joint have a strong belief that the consumer will appreciate the best offer all the time, We do not currently have links to promote any credit cards, therefore we will provide you with unbiased information. We will receive no ill gotten gains on our readerships behalf. Our goal is a long term readership that will benefit the site in the long run.

Having pointed this out, is it understandable why no other blogger write about this?

What are your thoughts regarding bloggers not disclosing information that you can use?

Read more coming soon What most Bloggers didn’t Tell you!

Application Status: How to Check If You Got Approved

View our home buying series here: Mortgages, Home Loans, Refinance, and Interest

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

Upgrade a HHonors credit card to the HHonors Hilton Surpass Credit Card and get 50,000 points after spending $3,000!

 

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Top 10 Credit Card Picks for July 2015

Credit card offers are in! there are so many choices, I’m not sure where to start. The Marriott seems like a pretty good choice. The free anniversary night covers the annual fee perfectly. Scoot on over to the Amex gold if you never had it yet and apply incognito to get a 50k offer instead of a 25k offer. There are some other great choices here today as well. Don’t see a card you want hit up the comments!

80k Marriott Rewards® Premier Credit Card – expires 8/31/2015

Marriott Rewards Premier Credit Card Application

  • Limited Time! Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • The fastest way to earn Marriott Rewards points towards free nights
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
  • All for an $85 Annual Fee
  • See complete Marriott Rewards® Premier Credit Card details

50k Premier Rewards Gold Card

Must apply in Incognito

  • Earn 50,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • New: 2X points at U.S. restaurants.
  • Earn 3X points for flights booked with airlines, Earn 2X points at US supermarkets and US gas stations. Earn 1X points on other purchases. Terms and limitations apply.
  • New: There are no foreign transaction fees with your Premier Rewards Gold Card.
  • New: $100 Airline Fee Credit. Up to $100 a year for incidental fees with your selected airline.
  • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
  • $0 Annual Fee for the 1st year, then $195.
  • Terms and limitations apply.
  • See complete American Express® Premier Rewards Gold Card details

 Citi® Hilton HHonorsTM Visa Signature® Card

Citi® Hilton HHonors<sup>TM</sup> Visa Signature® Card

  • Limited Time: Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*
  • See complete Citi® Hilton HHonorsTM Visa Signature® Card details

50k – Chase Ink PlusInk Plus Business Credit Card Application

  • After you spend $5,000 in the first 3 months from account opening, you will receive 50,000 bonus points. That’s $925 toward travel when you redeem through Chase Ultimate Rewards
  • No interest charges as you pay your balance in full each month
  • Receive 5X points per $1 on the first $50,000 spent annually at office supply stores, cellular phone or landline, internet, and cable TV services
  • No foreign transaction fees
  • Direct access to a live service advisor anytime
  • No transfer fees when 1:1 point is transferred to leading frequent travel programs
  • Annual Fee $95

Read more here

85K Club Carlson SM Premier Rewards Visa Signature® Card 

  • Receive 10 points per $1 spent in eligible net purchases at Carlson Rezidor hotels
  • Receive 5 points per $1 spent in eligible net purchases everywhere else
  • Receive up to 85,000 Bonus Gold Points- 50,000 Gold Points after your first purchase and plus 35,000 points once you spend $2,500 on your card within the first 90 days
  • Bonus Award Nights for exclusive card members – When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free
  • When you renew your card each year, you get 40,000 renewal bonus points
  • As your Gold Elite Status upgrade is automatic, your Club Carlson membership will reflect your Gold Elite status after you activate and use your card
  • Already reached Gold or Concierge Elite Status? You will receive 15 qualifying nights toward obtaining or maintaining Concierge Elite status after you activate and use your new card.

The most under rated credit card. Read our full review here.

50k - Chase British Airways

For a limited time (3/31/2015) the annual fee is waived for the first year

  • After you make $2,000 in purchases within the first 3 months of account opening, you will receive 50,000 bonus Avios
  • No foreign transaction fees when you travel abroad
  • In addition to the bonus Avios, you will receive 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases
  • If you make $30,000 in purchases on your British Airways Visa Card every calendar year, you’ll earn a Travel Together Ticket good for two years
  • Smart Chip Technology allows you to use your card for chip based purchases in Europe & other countries, while still giving you the ability to use your card as you do today at home

45k – Chase Sapphire Preferred

  • Earn 40,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate RewardsSM
  • After you add the first authorized user and make a purchase in the first 3 months from account opening, you will receive arn 5,000 additional bonus points
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • No foreign transaction fees
  • Chip and Signature enabled for international travel.
  • 1:1 point transfer for participating frequent travel programs at full value that is 1,000 Ultimate Rewards points equal to 1,000 partner miles/points
  • 24/7 available for direct access to dedicated customer service specialists
  • Introductory Annual Fee of $0 the first year, then $95

40k – American Express Platinum

  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks.
  • Enroll and select a qualifying airline to receive the statement credit
  • No foreign transaction fees with purchases made on your Platinum Card.
  • Platinum Card Concierge is your personal resource to help secure a last minute restaurant reservation, or shop for a hard-to-find gift.
  • Terms & restrictions apply.

Read our review here

25K – Starwood Prefered Guest

 

  • Starpoints® bonus: earn up to 25,000 bonus points i.e. 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Card membership which is enough for a weekend getaway to a Category 4 Hotel
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide with no blackout dates. Some hotels may have mandatory service and resort charges.
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights with no blackout dates
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and restrictions apply

For number 10 you tell us what you think it should be!

Read these other hot topics!

3BM and App-O-Rama, How To Do It Properly

Application Status: How to Check If You Got Approved

View our home buying series here: Mortgages, Home Loans, Refinance, and Interest

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

Apply now for the best credit card offes to date.

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160K Worth of Delta Points From American Express (Gold and Platinum) – Ends June 30th

50K American Express Gold Delta SkyMiles® Link (and business Version)

60k Platinum Delta SkyMiles® Credit Card 

Ending soon – June 30th

American Express has raised the signup bonus on the Delta Gold and Delta Platinum cards. The previous signup bonus has been only 30k, now it has been raised up to a whooping 50k. Although this card once had a 70,000 offer, that is long gone. This 50K American Express Gold Delta SkyMiles® the biggest bonus offer the Delta Gold card has offered.

When i tried to apply this popped up, read more about this here.

You have been identified as a current American Express Card Member. The welcome offer below may not be the same as the offer you saw advertised previously because the offer you saw advertised previously is not available to current American Express Card Members. This offer is also not available to applicants who have had a Platinum Delta SkyMiles® Credit Card account.

What Is In The Offer?

  • Earn 50,000 bonus miles after you use your new Card to make $2,000 in purchases within your first 3 months. (many cards have a bigger spending threshold, this card is only $2000)
  • Earn $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

What Are The Card Benefits?

  • This is the lower end of the delta branded cards. There is the Platinum Delta SkyMiles® Credit Card also with a raised bonus of 60K.
  • This card comes with American Express top notch customer service that is unpallel to Chase, Barclay or Citi.
  •  Being an American Express card holder you will get benefits like purchase protection, extended warranty and return protection. See the phone numbers here
  • No forex fee
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply

Sign up quickly for the Delta Gold and Platinum cards. The have a raised signup bonus of 50k and 60k. They also only have a spending requirement of $2000!

What Else You Need To Know

Back in April American Express added No Forex Fee on this card. However, if you had this card before you will not be able to get the bonus again. As we wrote over here. Before you apply you may also want to apply using the 3BM (3 Browser Method).

Additionally Million Mile Secrets shows us how the points are not hard to use. There is plenty of availability. Read more here.

Some other interesting articles:

Refer A Friend Current Offers From Chase And American Express

With this card you are able to refer friends and earn extra points.

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Free Shoprunner Membership With An American Express Card

APR Compounded Daily: What Does That Mean?

American Express Insurance Programs Phone Numbers

And don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary

The Delta Gold and Platinum credit cards issued by American Express have raised the signup bonuses!

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CostcoMoncton

Costco Strikes Deal With Visa, Citigroup After Dropping AmEx

Costco has reached an agreement with Citi for a new co-branded credit card program, shortly after dropping its similar deal with American Express. The news was picked up by various money sites as well as blogger alike.

Costco turns it’s Back On American Express

Costco (COST) says it will start accepting Visa (V) rather than American Express (AXP) at its U.S. stores on April 1, 2016 the Issaquah, Washington-based retailer said Monday in a statement. New York-based AmEx said Feb. 12 that it will end its exclusive U.S. partnership with Costco next year after the companies failed to reach a deal to renew it. Currently, the wholesale club retailer has accepted only debit cards and Amex cards for purchases in its stores or at its gas stations, although it also accepted Visa and MasterCard for online purchases. American Express has been the only credit card accepted at Costco for the last 15 years

Costco will soon begin to accept Visa credit card cards and effective April 01, 2015 will no longer accept AMEX cards. Note: You won’t have to pay with a Citibank card, any Visa will work.

Don’t forget to follow us on Twitter to be entered into our $50 Giveaway!

In Summary:

Costco drops American Express as their exclusive credit card processor and moves onto a deal with VISA (and Citibank).
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