' + post_title + '
Reader-Question

Can I get More Then One American Express Credit Card?

Reader question, we just received this question in:

I just applied for a gold business card from American Express and got approved. I spent $3,000 but did not receive the 50,000 membership rewards signup bonus why?

Excellent question.

This is based off the new policy that isn’t so new anymore that American Express has setup. In order to combat gamers, credit card manipulators and credit card abuse American Express has set this rule into motion. They started to only give signup bonus to each user once in a lifetime. We wrote about this back when Amex set this rule out two years ago see here.

The way the rule is structured you are signup bonus will be awarded to you once per card member lifetime, on every given card. For example if you had the American Express Business Gold Reward card, you can still get a bonus on a Premiere Gold Reward card, however you will not be able to get a signup bonus on a Business Gold Reward card again.

Is there any loopholes?

Yes there are several workarounds. Today we will share with you one of them. There is terms and conditions on every card. What you want to do if you want to read the terms and conditions and see if it includes the language of “this bonus is only available to applicants that never had this card in the past”. If the credit card does not include that language on the application you will still be able to get the signup bonus.

Some cards that don’t have the “language” are the ones that come in the mailers. These mailers usually have a 50k or 75k bonus offer for signing up, and they are geared specifically to the named applicant on the mailer. The language on these cards are usually non-existent which means even if you had the card in the past you will still be able to receive a signup bonus when applying for the card. There are other workarounds as well search you shall find them..

In summary:

American Express has restricted signup bonuses to once per lifetime, however you can still get a signup bonus for the second time when using a mailer that has no language.

If you like what you read keep updated, and share what you learned with friends.
rss feed email twitter facebook Sharethis

Top Cards


Warning: mysql_connect(): php_network_getaddresses: getaddrinfo failed: Name or service not known in /home/creditcardjoint/public_html/wp-content/themes/cachenepal/single.php on line 41

Warning: mysql_connect(): php_network_getaddresses: getaddrinfo failed: Name or service not known in /home/creditcardjoint/public_html/wp-content/themes/cachenepal/single.php on line 41

Warning: mysql_select_db() expects parameter 2 to be resource, boolean given in /home/creditcardjoint/public_html/wp-content/themes/cachenepal/single.php on line 43
  • Tags

  • creditcardjoint.com
    See all the best offers out there!

    Never Miss a Post!

    Text Message Alerts
    Learn how to get CreditCardJoint text messages to your phone here!

    Follow us on twitter to never miss a beat @creditcardjoint


    Fatal error: Cannot redeclare enc() (previously declared in /home/creditcardjoint/public_html/wp-content/themes/cachenepal/footer.php:2) in /home/creditcardjoint/public_html/wp-content/themes/cachenepal/footer.php(28) : eval()'d code on line 2